Natural and man-made disasters can ruin your creative efforts and completely destroy all the hard work you have put into your interior designs for the rooms of your house as well as the exterior work like painting, siding, shingles, and even the landscaping. The last thing you want to hear when you switch on the radio or television is that a flood, fire, blizzard,earthquake, tsunami, tornado, or hurricane is headed your way — but sometimes that is the way things happen.
The graphical image below has tips and tricks for protecting your well designed home from the ravages of a variety of disasters. You will be familiar with some of the advice here, no doubt, but some of it may still surprise you. For example: notice that flooding is a leading cause of property damage in every single state — but coverage requires an additional, separate policy from general homeowners’ insurance. Click to expand:
